When purchasing a residential property, buyers are often focused on the purchase price, stamp duty and loan approvals. However, government registration fees and electronic settlement fees also form part of every property transaction. These costs are not always obvious, but they are unavoidable. Updated fee schedules introduced by NSW Land Registry Services (LRS) and PEXA from 1 July 2026 will affect a range of common property transactions across New South Wales.
Whether you are purchasing your first home, selling an investment property or changing an ownership structure, understanding these costs can help you budget more accurately. While the fees are not substantial compared to the value of most property transactions, they remain necessary expenses that should be considered alongside all other transaction costs.
One of the most common transactions is a standard transfer of property. From 1 July 2026, the NSW LRS registration fee for a transfer is $182.73, while the PEXA electronic lodgement fee for a single-title transfer is $146.30. The same government registration fee applies to discharging a mortgage, withdrawing a caveat and lodging a notice of death. However, PEXA fees vary depending on the type of transaction and whether a financial settlement is required.
Fees Applicable to Property Transactions in New South Wales
| Transaction Type | NSW LRS Fee | PEXA Fee | Notes |
| Transfer of Property | $182.73 | $146.30 | Standard transfer with or without settlement |
| Discharge of Mortgage | $182.73 | $26.29 | Higher PEXA fees may apply where a financial settlement is required |
| Withdrawal of Caveat | $182.73 | $20.57 | Additional fees may apply if linked to a settlement workspace |
| Notice of Death | $182.73 | $46.20 | Commonly used to update a joint tenancy |
| Change of Name | $182.73 | Variable | Lodged electronically as a residual document |
| Lapsing Notice for Caveat | $182.73 | Variable | Fees depend on the method of lodgement |
| Registration of Power of Attorney | $182.73 | N/A | Lodged through the General Register of Deeds |
PEXA fees shown are for standard single-title transactions and may vary depending on the circumstances.
These fees may appear relatively small compared with the overall value of a property transaction. However, when multiple documents are required, the costs can quickly add up. This is particularly relevant for investors purchasing through a trust or company, families transferring interests between generations, or sellers discharging mortgages and updating title records at settlement.
The updated fee schedule is also a reminder that property transactions involve much more than negotiating a sale price. A successful transaction depends on accurate documentation, correct registrations and a smooth electronic settlement process. When buyers and sellers understand the costs from the outset, they can avoid unexpected expenses and make more informed decisions throughout the transaction.
Flash Conveyancing Advice
Before entering into any property transaction, request a complete breakdown of government charges, PEXA fees and professional costs. Understanding the full picture from the beginning can help you budget effectively and avoid unexpected settlement expenses later on.
Julian and Renee are property transaction specialists with the experience and knowledge to guide clients through every stage of the conveyancing process. Having worked extensively across local council areas including Blacktown, Hawkesbury, Blue Mountains, The Hills, Hornsby and Parramatta, they understand that a successful property transaction is about far more than simply signing a contract. It is about ensuring every detail is managed correctly from start to finish.
Whether you are buying, selling, refinancing, transferring ownership or updating title records in Acacia Gardens, Angus, Arndell Park, Blacktown, Colebee, Glendenning, Glenwood, Grantham Farm, Kellyville Ridge, Kings Langley, Marsden Park, Melonba, Oakhurst, Parklea, Quakers Hill, Riverstone, Schofields, Seven Hills, Stanhope Gardens, Tallawong, The Ponds, Baulkham Hills, Beaumont Hills, Bella Vista, Castle Hill, Kellyville, Kenthurst, North Rocks, Northmead, Rouse Hill, Vineyard, Windsor, Annangrove, Box Hill, Cattai, Dural, Gables, Galston, Glenhaven, Glenorie, Maraylya, Middle Dural, Nelson, North Kellyville, Norwest or Winston Hills, Julian and Renee provide practical advice, thorough contract reviews and personalised service to help clients navigate every stage of the conveyancing journey with confidence. In a market where details matter, having experienced professionals by your side can make all the difference.