You may have quietly opened the door to a cleaner loan with your home equity
In May 2026, national home prices are 8.5% higher than a year ago, despite a recent 0.1% monthly dip. This growth means many who bought with small deposits may now have enough equity to refinance and eliminate Lenders Mortgage Insurance (LMI).
Refinancing can also trigger LMI refunds—some lenders offer 40% back if you discharge within 12 months. Flash Conveyancing ensures a clean transition by precisely managing your mortgage discharge and new title registration, protecting your growing equity from settlement delays.

